My bank provides online statements that breaks down my spending into different categories: transportation, home goods, personal, groceries, dining out, etc. And almost every month, without fail, my biggest expense is dining out (not counting rent). I am absolutely horrible at budgeting for groceries and food. When you’re spending money on personal things or trivial purchases, you think about the cost. When spending for food, I kinda just shrug my shoulders and don’t think about it because you NEED food, right? However, you could save yourself hundreds of dollars by thinking ahead, buying groceries, and planning out your meals instead. I desperately need to learn how to do that, so I found this post Lynette at Cleverly Simple to help me out:
-Make a list: of your favorite recipes and the ingredients you need for them
-Look at the store ads: decide what meals to make based on what’s on sale
-Create a schedule: figure out what you’re going to make each day in advance
-Stockpile ingredients from the ads: get things you know you’ll use.
-Use your pantry: as you build it up.