Homebuilder stocks are being downgraded like crazy right now. Even though the stock market as a whole is rallying (thanks to the holiday buying season), homebuilders are still struggling.

Why?

Mainly because many analysts think that 2008 is not likely to see a bounceback in the real estate and mortgage markets.

What does this mean for you? If you are well-placed to buy a home with a traditional mortgage, this could mean that you might get your home for a good price. But be forewarned: this is not the real estate market for flipping. This is the market for personal home purchase, and perhaps investment purchase (so that you can rent the home out to others).