Today is Tax Day, and many of us have waited until the last second. Most of us who wait are people who are expecting to pay, rather than to get anything back.

I’m one of them. My taxes are done. My envelopes are even addressed, but I still haven’t sent in my payment.

Make sure you get your taxes mailed by midnight. Many post offices will be open past midnight tonight in order to make sure that your taxes get stamped with today’s date. And, if you can’t get things in, head over to www.irs.gov and file an extension.

But remember: No "economic stimulus" tax rebate unless you file a return.