Lately, we’ve been hearing a great deal about increased mortgage lending standards. These are making it a little for some to buy a home. This is especially true of home buyers who might not have traditional income.

Now, however, something else is coming to light. Mortgage insurers are starting to require a bit more as well.

Instead of accepting 100% mortgages, many mortgage insurers are requiring 5% to 10% down before they will offer private mortgage insurance (PMI). Apparently, their lax standards are also coming home to roost as they lose money from having to pay out due to foreclosures.