One of the things to remember is that your home mortgage is not an investment. Your home may appreciate in value, but it is unlikely to do so quickly in this housing market. Instead,
Your home mortgage is still debt that you have to pay with interest, and the slow appreciation of your home means that — especially in the current situation — a short term "investment" is not going to be a likely scenario.

Instead, focus on the intangibles of owning your home: the memories, the pride of home ownership, the fact that at least you’re not paying rent. There are some monetary advantages to your home mortgage (i.e. tax benefits from the interest you pay), but right now it is a bad idea to view buying a home as an investment that will yield returns quickly.