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    « Finding Affordable Homes in the Current Market | Main | Friday Fun Video: Buy One House and Get Another Free »

    June 5, 2008
    Free Reports on Your Financial History

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    As you know, your financial history can have a big impact on whether or not you get a home mortgage loan — especially now, since the mortgage market crisis. And, of course your interest rates on various loans depend on what’s in your financial history.

    It is a good idea to know your financial history, and My Money Blog points out that there are some reports you can get in order sort out your financial history. Other people are aware of what you’ve been up to. You should be aware of how you look to them.

    1. Credit report. This is important. You can go to AnnualCreditReport.com and get an idea of where you stand. Sorry, though, no credit score included. That costs extra.

    2. Insurance claims report. You can see where you are at in terms of insurance claims, as well as property loss claims. Another use for insurance claims reports: research on a home you are looking to buy (but that will cost you $20).

    3. Employment history. Many employers — and even some lenders — look at your employment history. It is a good idea to make sure that it is accurate. You can call 1-866-312-8075 to get this report.

    4. Tenant history. What were you like as a renter? You can receive a free tenant history report by calling 1-877-488-5732.

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