You know that your credit score is important when it comes to buying a home. However, someone stealing your credit card is only one form of identity theft that could derail your home mortgage loan hopes. The Finamark Group offers these other forms of identity theft that can cause problems for your good name:

1. Driving records: In some cases, thieves pretend to be you and when they are pulled over for some infraction — such as DUI — you are the one who ends up with the problem on your driving record.

2. Medical records: This can be related to credit identity fraud. Could you get stuck with the hospital bills, even though you never went in. Another issue is that someone assuming your identity could be treated for a serious problem that could inhibit your ability to get proper insurance coverage.

3. Employment: If someone uses your Social Security Number to get work, you might end up being pursued for extra taxes on income made by someone else.

It is important to be aware of these problems, and be on the look out for suspicious activity in all walks of life. While there are identity theft insurance programs out there, the fact is that if you are vigilant, you can take care of most of these problems yourself. However, no matter the protection you have, once your identity has been stolen, it can be difficult to straighten things out — even if you have identity theft insurance.