A crisis in the financial situation of families can happen at any time.  Someone may get sick.  They may need surgery and sick time is unavailable.  Hourly workers could face a cut in the number of hours they get.  Perhaps there is a complete job loss.

Side note:  Did you know that the maximum unemployment a person can draw in Tennessee is $275 p/week (or $1100 p/month) and that to tap into COBRA, the cost is $1200 p/month?  Try not to get sick, kids.

When a family faces a financial crisis, there are steps that can be taken and mistakes according to Brip Blap.  The *most* important mistake to avoid the list in my opinion,

Giving up on positive thinking. If you are like me, you are getting killed by negativity these days. I worked in the New York financial services sector as a consultant. “I told you this was going to happen” is not something people wanted to hear from their governance consultants these days. Even if you don’t expect the best, try to promote the best.

Given the current situation at my own home, I just got a bit of great news this morning.  Good enough that I feel both a physical and emotional improvement in my outlook.  And FYI – we will not be watching the new TV series called “Outsourced.”