While Money Blue Book probably didn’t mean this to be funny, I found humor in the post Dating Tips for the Financially Savvy Person (or 6 Signs Your Date is a Financial Dud).  This can easily be paralleled to people also unable to qualify for a mortgage loan.  For example,

If your date seems overly impressed by their own spending, it may be that they are forgetting an important fact: Eventually they have to pay for it all.

As stated, this is what happened in the mortgage crisis of the 2007-2010 (and now) years. People overspent – they could not afford what they bought.  Of course, not all was their fault.  When the job market took a big hit, job loss caused a huge volume of foreclosures as well.

Here’s another… won’t save for a rainy day,

But a little advance planning can go a long way when trying to pay for a wedding, a vacation or your first house. It takes a little discipline and an ability to go against the crowd. If your date thinks keeping a savings account at a bank is uncool, you know they may not be very adept at long term financial planning.

Forget this person!  They’ll lead you to financial hardship if you stick around long enough!

Photo by Andrew Magill via flickr creative commons.