Thinking about buying a home?  If you have good credit and a 10- to 20-percent down payment (or if you find a rural housing loan and can get $0 down), mortgage rates remain low!  From the Tennessee Association of Realtors,

The 30-year fixed mortgage declined last week to 4.63 percent, down from averages of 4.71 percent the previous week and 4.93 percent a year ago, Freddie Mac reports. Interest has mostly risen this year until recently, but mixed economic reports have more investors seeking the safe haven of U.S. government debt — which has lowered Treasury yields. The 15-year fixed loan fell to 3.82 percent from 3.89 percent; and the five-year adjustable-rate mortgage averaged 3.41 percent, down from 3.47 percent.

[SOURCES: Freddie Mac; Information, Inc.]

Call your favored, trusted lender today if you might be considering a home purchase.