All over the internet, there are tips to save a little bit here, and a little bit there. You know, the silly tips that only save you a few dollars a year, like: “By stealing ketchup packets from restaurants instead of buying bottles, you can save $6 a year on ketchup!” Some people hoard these tips and follow them religiously, and yes, may save a good chunk of money. But sometimes, being so focused on the pennies can make you lose sight of the big picture. Saving $56 a year on cable is nothing if you don’t know how to save and invest the largest portion of your money wisely. This post by Helen Young at The Dollar Stretcher will help you refocus your financial goals:
Create shortcuts to your financial information. Find a system that works easily for you, such as bookmarking the websites that track your accounts. Then get in the habit of checking them daily or weekly like you would the weather or the news.
Track your progress. Watching your savings mount in one area is a great motivation to expand your efforts
Give at least one of the above tips a try the next time you find yourself clipping a pile of 20-cent coupons rather than refinancing your mortgage or shopping around for things like lower bank fees or insurance rates like you’re really supposed to be doing.